ARF

How can you use your retirement fund to provide for yourself and your spouse/dependants throughout your retirement years?

An Approved Retirement Fund (ARF) is unlike traditional pensions with fixed annual incomes in retirement. It is an investment plan that allows you to retain control of your retirement fund throughout your retirement years.

    Benefits of an Approved Retirement Fund (ARF)

    • Invest in funds that benefit from tax-free growth*
    • Inheritance planning: pass your Bank of Ireland Life ARF on to your dependants in the event of your death
    • Wide range of investment options
    • Take out cash lump sums when you need to (these are liable to income tax)
    • Regular monthly income if you want (subject to tax)
    • Communication: annual benefit statement with current policy information

    Remember that unlike a pension - a specified regular income for life - the regular income provided by your ARF is not guaranteed for life, as it depends on the funds available, growth received, and the sum of withdrawals relative to your total fund

    Warning: The value of your investment may go down as well as up.

    Warning: This product may be affected by changes in currency exchange rates.

    Warning: The income you get from this investment may go down as well as up.

    **To monitor the quality of service we provide your call may be recorded.
    Life Care