Platinum Advantage

Platinum Advantage Card

Our most prestigious credit card gives you a higher credit limit than our other cards and free comprehensive travel insurance.

Introductory rate: buy now and pay six months later with no interest

Or a balance transfer rate of 3.9% APR fixed for a full year if you transfer from a competitor credit card

Features

  • Automatic Purchase Protection
  • Automatic fully comprehensive travel insurance when you have paid for at least 50% of your total fare of the insured journey using your Platinum Credit Card
  • Add up to three extra cardholders to your account and pay just one annual government stamp duty
  • Clear your balance in full before the due date each month and enjoy up to 56 days' interest-free credit
  • 24 Hour Emergency Helpline
  • 16.1% APR for purchase, 24.5% APR for cash advances
  • Use your card at 24 million outlets worldwide

Representative Example of credit card purchase at standard interest rate of 12.72% variable. Typical APR of 16.1% variable including annual government stamp duty of €30 and annual fee of €76.18. Assuming purchase of €5,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €5,508.65 which includes initial purchase of €5,000 and a total cost of credit of €508.65

Introductory offers apply to new Credit Card customers only. Balance transfers may not be made from existing Bank of Ireland credit cards or from Credit Cards outside the Republic of Ireland or United Kingdom. The balance transfer rate is available for a maximum period of twelve months from the date of account opening. After six months from the date of account opening 0% APR on purchases reverts to the standard variable rate applicable to your card. Alternatively, after twelve months from the date of account opening 3.9% APR on balance transfers reverts to the standard variable rate applicable to you card. The standard variable rate will apply to the balance outstanding at that time.

Lending criteria terms and conditions apply to all credit cards. Credit cards are liable to Government Stamp Duty of €30 per card. Credit cannot be offered to anyone under 18 years of age. Bank of Ireland is regulated by the Financial Regulator.

Purchase Protection Insurance is arranged by Bank of Ireland Insurance Services Limited and underwritten by Genworth Financial.

An annual fee of €76.18 applies to this Card